As our prayers go out to the people of Japan, the pictures of the devastation from the Earthquake and Tsunami are incredible and frightening. It shows us how small we are in the big picture, and how little control we have of our lives. As insurance professionals, we are always aware of these tragedies and we think back to how our industry will handle the terrible loss of life and property. How will the industry handle the tragedy and how would they handle it here. Most people and business in the Midwest do not carry insurance for Earthquake. It is excluded from most policies, although it is available. Most people don’t carry flood insurance. It is excluded from most policies, yet it is also available. As I look at this, I am wondering if we do enough to let people know what is available to them. Earthquakes and Floods are devastating. Are you protected?
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