I am going on vacation tomorrow, and am really excited about going. I can’t wait. The thing that really reassures me, is that we have such a great team here at Frimark Keller. To many who go away from their company for a period there is much concern, but I know everything here will be handled with great professionalism. Our clients will be well taken care of. New clients looking for insurance will be taken care of too……and I can rest assured that all will be good. That is because our protection team are all A players…..the best. So while I’m basking in the sun, fear not, for they are here to handle all of your insurance needs. You rest assured, because I am!!

"Why do I need homeowners insurance? I rent, and my things aren’t worth that much?” We hear this from many of our clients who live in apartments or homes as renters. The need for insurance for these is greater than you think. Example……the bathtub overflows and the people downstairs have water damage. If you have renters insurance, you’re covered for the damage you are responsible for. You have a small party in your apartment, someone has too much wine, falls and gets hurt. If you are sued, you’re covered. Someone accuses your dog of biting them. You think it’s not true, but who’s going to defend you. You’re covered by your renters insurance. You hit a golf ball through a picture window at the golf course…oops. I hope you have insurance for that one. A kitchen fire in the building causes smoke damage throughout. Renters insurance would cover that too. And…………guess what. If we already write your car insurance, you would ...

 

It was my pleasure to give our referral program grand prize winner, Patrick Coyne, the $350 shopping spree. Referrals are the life blood of any business, and they show the trust people have in us. As a result, we are honored to share this with our friends who refer people to us. Thanks again to Patrick. He has a great company, PM Coyne & Associates and also Design Build Realty. Outstanding architects and builders.

I am excited to announce that in 2012 our grand prize will be a new  iPad. So, if you want a chance at an iPad, please refer us to friends and family. To see more go to our website, under refer us at www.frimarkkellerinsurance.com.  Or, you can ask anyone in our protection team. Give us a call at 847-692-3010.

I am happy to announce that our new digital office is up and live. Check us out at www.frimarkkellerinsurance.com. I am really happy with the look and more happy with the services it provides to our customer. It is an online office, that our clients can use many services to help them, from quoting coverages, to policy changes, to videos, to claims reporting and more. Check it out and let me know your thoughts.

Our grand prize winner for our $350 shopping spree is Patrick Coyne. Congratulations. Our new referral program is up and running. Check it out on our digital office, or give our team a call and we’ll explain it. Snow is coming……have a great week.

Am I paying too much for my insurance? This is the question that our clients are asking us these days. It is a good question…..but perhaps a better question would be, "Am I properly protected, and am I paying the right price for the right protection.” These are the questions our team loves to handle, because we are able to assess what coverage you need, and tailor the coverage and needs to meet your budget with the best insurers in the market. We spend a lot of our time counseling our clients and re-marketing their insurance. We have a comparative rater which rates many insurance companies, so that in essence, the insurance companies are bidding on your insurance. If you are our client, we love to hear from you. If you are just visiting, call us and ask us that question. “Am I paying too much for my insurance.”

I am asked all the time”Why is my homeowners insurance going up and how can I keep the rates down?” In today’s economy, this is a big concern to many people. As to why it’s going up, check out the weather channel the past couple of years. The amount of storm activity and thus storm related claims is astronomical. Tornados, windstorms, rain storms, hail storms….they are all common place, but devastating to property, and guess what, that is what insurance is for. Insurance basics say that the premiums of many pay for the claims of few, but as the claims increase, the premiums ultimately will too. That is why the rates are going up. How do you keep your premiums down? Well there are many ways, but one important discount you can receive which helps, is to package your home and auto with the same insurer. That can offer up to a 20% discount with some insurers. There are many others too, so when it comes to protection and price, give our team a call or request some information on ou ...

Medicare Supplement Insurance is a necessity for most people over 65 and many of our clients find out after the fact, that we write this coverage. Are you aware that we do? Well, guess what, we do! We write Medicare Supplements with Blue Cross/Blue Shield of Illinois, Mutual of Omaha, and with Pekin Life. With this array of companies, we are able to take good care of our senior customers. We also offer Medicare Part D with Blue Cross/Blue Shield of Illinois.

So...if anyone has questions on Medicare Supplement Insurance, give us a call. We are here for you.

Thursday night Football is here, which tells me winter is near! Thanksgiving is next week, and Christmas is around the corner. On a personal note, I am getting ready for my favorite time of year……family, friends, and associates all being together bringing love and good cheer! On a business note, it means the year is coming to an end and a new one to begin. I don’t need to expound on the tough couple of economic years for the nation and most businesses and families. But, here we are. It is a time when we need to plan for next year, for continuing to protect our clients from there insurance risks, and prepare to protect new clients who come to our agency. I hope this year, we will communicate better with our customers, on the perils that exist and the products we sell to protect them. I hope we communicate better who we are and what we are all about. It is important to know that we are real people with the same life struggles of our customers, that we can relate, and help. We will do our b ...

I just got back from the fabulous Pekin Insurance Company Scenic trip to Puerto Rico and what a great time we had. It is really a pleasure to do business with a first class insurance company like Pekin Insurance with all of their wonderful people. The agents had a great time. There was one tragedy on the trip, however. One of the Pekin agents from Ohio had a heart attack on the golf course and at a young age, passed away. I didn’t know him, but what a reminder of how short life can be, and how we need to live our lives to the fullest. It was also a reminder to me of the importance of life insurance. When this kind of tragedy strikes a family and a business, there is nothing like life insurance to keep the family in the home, the kids in the schools, and the business open for the future. Yes, we all can learn from these tragedies. One more thing happened. While touring in the Rainforest, my wife Nancy slipped and fractured her foot. She was in a lot of pain, but after an Xray, it was set and she was rea ...

I’m off to Puerto Rico for a Pekin Insurance Scenic Trip, to learn and socialize with the wonderful people from Pekin Insurance. It is reassuring to know I can go and our excellent team is taking care of business in the office. Our team is there to create a WOW experience for all of our clients and prospects. I know that when I’m away, everything will run smoothly. Give us a call and try us out. Our team is there to assist you and make sure your protection is in order.

I want to thank Pekin Insurance in advance for a wonderful time. It is great to do business with first class insurance companies with some of the top people in the industry. Pekin is that type of insurer. Thank you Pekin. It is great being a business partner!